2. Include all your assets. Many business owners don’t include all of their business and personal assets on a business application. Including all assets provides a clear picture to the lender. The stronger the balance sheet, the better the chance of getting approved.

3. be prepared. You’ll likely be asked to provide supporting financial documentation, especially for larger loans. Most Sunnyvale loan service institutions require at least two years of business and personal tax returns, along with an interim financial statement. Be proactive and gather these in advance or authorize a CPA to provide them to the Sunnyvale loan service institution. You’ll want to make sure that your tax returns include all schedules as well.